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Concept

Digital Identity Wallet

An app or service that stores a holder's decentralized identifiers and verifiable credentials and manages consent when presenting them. Government wallets such as the EU's EUDI Wallet and consumer wallets both implement this role in the issuer, holder, verifier model.

The wallet is where the holder sits in the trust triangle, and it is doing more work than the name suggests: key custody, consent, selective disclosure, and increasingly device binding and recovery. Recovery is the unsolved part. A lost phone that held a state-issued credential is not the same problem as a lost password, and every national program is still working out how re-issuance happens without recreating a central honeypot.

See also: EUDI wallet, verifiable credential, issuer, holder, verifier, national digital ID schemes

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