Best Decentralized Identity for Enterprises: Top 5
Enterprise-grade verifiable credentials and reusable digital identity, built on open standards.
The best decentralized identity platforms for enterprises in 2026 are Microsoft Entra Verified ID, MATTR, Spruce ID, Dock and Affinidi. Verdict as of November 2026: Entra Verified ID for Microsoft estates that want workforce credentials now; MATTR or Spruce ID if EU wallet and mDL interoperability matters more than integration.
Enterprise decentralized identity is past the pilot question and into the standards question. OpenID4VCI 1.0, OpenID4VP 1.0 and the HAIP 1.0 profile were Final by December 2025, and EU wallets are due by the end of 2026 (see OpenID4VC and eIDAS 2). The credential formats that wallets and regulators are converging on, SD-JWT VC, ISO mDoc and OpenID4VC, are not supported evenly, and the platform you pick decides which wallets and verifiers you can work with.
How we ranked
Each pick is scored on our 10-dimension capability rubric, then weighed for enterprise fit: currency of standards support, deployment options, pricing transparency, real deployments, and how much engineering it takes to ship. For the adoption case and use cases, see decentralized identity for enterprises; this page is about which platform to shortlist.
Who each pick is for
Microsoft Entra Verified ID has the lowest barrier: it is included with any Entra ID subscription, with up to 50,000 transactions a month at no cost, and credentials land in Microsoft Authenticator. Account recovery with Verified ID went GA in May 2026. The catch is standards currency: VC Data Model v1.1, OpenID4VCI at draft 11, did:web only, and no SD-JWT or mDoc support.
MATTR is standards-first infrastructure with early selective disclosure and BBS signature support and the OpenID4VC protocols government wallets require. You still build the end-user experience. Pricing is quote-based.
Spruce ID builds open-source libraries covering W3C credentials, ISO mobile driving licence (mDL) formats and Sign-In with Ethereum, a strong base for public-sector digital ID. Managed offerings are priced on request.
Dock focuses on reusable KYC through APIs with published plans. Its credentials anchor to a blockchain; in 2025 Dock merged its token and network into cheqd while staying a separate company, so confirm the current architecture.
Affinidi, Singapore-based and Temasek-backed, suits exploratory and APAC projects. Its product scope has shifted, so validate it.
Quick picker by scenario
- Microsoft estate, workforce credentials or account recovery: Entra Verified ID.
- Aligning with the EU Digital Identity Wallet: MATTR or Spruce ID.
- Reusable KYC: Dock.
- Exploratory APAC project: Affinidi.
Trade-offs to plan for
Free entry is not the same as interoperability. See choosing a decentralized identity platform, best decentralized identity platforms, best decentralized identity for KYC, the verifiable credentials standard and the EU Digital Identity Wallet.
The most enterprise-ready verifiable credentials, integrated with Entra.
Entra Verified ID lets enterprises issue and verify W3C verifiable credentials within the Microsoft identity stack, the most straightforward, well-supported path to decentralized identity for organizations already on Entra.
Best for: Microsoft-centric enterprises adopting verifiable credentials
Watch out: Most compelling within the Microsoft ecosystem
Standards-first verifiable credential infrastructure with real deployments.
MATTR provides a strong, standards-based platform for issuing, holding, and verifying verifiable credentials with selective disclosure, backed by real government and enterprise use, a strong independent choice for reusable digital identity.
Best for: Enterprises and governments wanting standards-first VC infrastructure
Watch out: Infrastructure-oriented rather than turnkey
Open, standards-first tooling for DIDs, credentials, and wallets.
Spruce builds open infrastructure for decentralized identifiers and verifiable credentials, including work on government digital identity and wallets, favored by enterprises that want control and open standards.
Best for: Enterprises wanting open, standards-first control
Watch out: Building blocks rather than a packaged suite
Verifiable credential platform with reusable ID and developer APIs.
Dock offers a platform for issuing and verifying credentials with reusable identity and developer-friendly APIs, suited to enterprises building reusable-KYC and credential-driven onboarding.
Best for: Enterprises building reusable credentials and KYC
Watch out: Younger ecosystem than the incumbents
Holistic decentralized identity and data platform for issuers and verifiers.
Affinidi provides tooling for issuing, holding, and verifying credentials with a focus on user-held data and portable identity, appealing to enterprises building ecosystems around reusable, privacy-preserving credentials.
Best for: Enterprises building credential ecosystems and portable identity
Watch out: Emerging platform; validate maturity for your use case
At a glance
| # | Vendor | Score | Best for |
|---|---|---|---|
| 1 | Microsoft Entra Verified ID | 4.4/5 | Microsoft-centric enterprises adopting verifiable credentials |
| 2 | MATTR | 4.3/5 | Enterprises and governments wanting standards-first VC infrastructure |
| 3 | Spruce ID | 4.2/5 | Enterprises wanting open, standards-first control |
| 4 | Dock | 4.1/5 | Enterprises building reusable credentials and KYC |
| 5 | Affinidi | 4/5 | Enterprises building credential ecosystems and portable identity |
Frequently asked questions
- What is the best enterprise decentralized identity platform in 2026?
- Microsoft Entra Verified ID leads for enterprise readiness and Microsoft integration, MATTR and Spruce ID for standards-first independent infrastructure, Dock for reusable credentials and KYC, and Affinidi for credential ecosystems and portable data. Adoption is early but advancing, especially alongside the EU wallet.
- Why would an enterprise adopt decentralized identity?
- To issue verifiable credentials (employee, customer, or partner attestations) that can be checked cryptographically and reused, to enable reusable KYC, and to give users control with selective disclosure. It reduces repeated verification and shifts data control to the holder.
- Does Microsoft Entra Verified ID support SD-JWT or mDoc?
- No. Its documentation covers VC Data Model v1.1, OpenID4VCI at draft 11 and did:web only, with no SD-JWT, SD-JWT VC or ISO 18013-5 mDoc support. That matters if you need to interoperate with EU Digital Identity Wallet credentials.
- How much does enterprise decentralized identity cost?
- Entra Verified ID includes up to 50,000 transactions a month at no cost with any Entra ID subscription. Dock publishes plans. MATTR, Affinidi and managed Spruce ID offerings are quote-based, and Spruce ID's core libraries are free and open source.
- How does this relate to the EU Digital Identity Wallet?
- The EU wallet is a large-scale application of verifiable credentials and selective disclosure, and several platforms here align with its direction. Enterprises adopting decentralized identity now are positioning for wallet-based interactions. See our digital ID directory.
- What are the top decentralized identity platforms for enterprises?
- As of November 2026: Microsoft Entra Verified ID (free up to 50,000 transactions a month with Entra ID), MATTR, Spruce ID, Dock and Affinidi. Choose Entra for workforce credentials and account recovery in a Microsoft estate, and MATTR or Spruce ID if you must interoperate with EU wallets and mobile driver's licenses.
- Which specification versions should an enterprise require?
- OpenID4VCI 1.0 and OpenID4VP 1.0, both Final in 2025, profiled by HAIP 1.0 (Final 24 December 2025), with SD-JWT VC or ISO mdoc credentials. Products built on earlier drafts do not interoperate with 1.0 wallets.
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